To compare H&S insurance plans
/ medical card insurance plans in
Malaysia, please log on to
www.eaHealth.asia
Guide to Hospitalisation and Surgical Insurance in Malaysia
What is Hospitalization & Surgical (H&S) Insurance?
Provisions of Hospital Admissions
Additional H&S Insurance Benefits
List of H&S Insurance from Various Insurance Companies in Malaysia
Why do People Delay in Purchasing H&S Insurance
Frequently Asked Questions (FAQ)
How to Select Hospitalization & Surgical Insurance in Malaysia
(also known as medical & health Insurance or medical card insurance in Malaysia)
How Much is the Premium?
Decide an affordable annual amount you can set aside.
You can use the table below as a guide to determine your budget to purchase H&S insurance in Malaysia.
Table: Age 25, Male
|
Annual premium (RM)
|
Annual limit (Annual medical fund) (RM) |
|
200± to 300± |
20, 000± to 60, 000±
|
|
300± to 400± |
30, 000± to 60, 000±
|
|
400± to 500± |
35, 000± to 100, 000±
|
|
500± to 600± |
70, 000± to 120, 000±
|
|
600± to 700± |
100, 000± to 140, 000±
|
Point to consider:
If you consider attaching H&S to your Investment-linked insurance, Whole life or Term insurance, considering the premium you could afford. E.g. if you pay RM1200/year for your Investment-linked insurance, and consider to add a H&S insurance of RM400/year, could you afford? If can’t, choose the standalone H&S insurance.
For inquiries on various H&S insurance plans available in Malaysia, kindly email your name, handphone number and email address to us at MalaysiaInsuranceGuide@yahoo.com
To compare H&S insurance plans
/ medical card insurance plans in
Malaysia, please log on to
www.eaHealth.asia